Long Term Care
If you have a catastrophic medical event and can not work, how will you pay your bills and protect your family? At Schwarz Insurance we strive to be ahead of the game when it comes to Long Term Care Insurance. Long Term Care or Long Term Cash as we like to call it is a single plan the helps to cover your financial needs during a catastrophic event. While ensuring your ability to afford the care you may need in the future, Long Term Cash also helps to preserve your way of life.
Coverage Highlights
- Cash benefit
- Covers care both at home & in a nursing facility
- Worldwide coverage
- Rating based only on age
- Rates do not increase as you age & benefits do not decrease
- Pays in addition to Worker's Compensation & Disibility Income
- Available to people in every occupation
- Individual Tax Credits available for Premiums Paid
- Benefits received are non-taxable
- One time, lifetime elimination period
- Monthly benefit amounts ranging from $3,000 to $9,000
- Lifetime cash account ranging from $100,000 to $500,000
